Landlord Friendly
Applies to England Last reviewed 25 October 2026

Finding and referencing a tenant

A good tenant is worth more than an extra £50 a month. Here's how to find one, check them properly and stay within the rules from advert to move-in day.

1. Advertise the property

2. Viewings

3. Treat every applicant fairly

4. Holding deposit

You can take a holding deposit of up to one week's rent to reserve the property while you check the applicant. It must be put towards the deposit or first rent, or refunded, unless the applicant gives false information, fails the Right to Rent check or pulls out.

5. Right to Rent checks

6. Referencing

CheckWhat it tells you
IdentityThe applicant is who they say they are
Credit checkCounty court judgments, defaults and how they manage credit
Income and employmentWhether they can afford the rent
Previous landlordWhether they paid on time and looked after the property
GuarantorA backup if income is tight, checked in the same way

Referencing companies can do this for you for a small fee. Many use a rule of thumb that yearly income should be about 30 times the monthly rent, but use judgement for savings, guarantors or benefit income. Under the Tenant Fees Act, you can't charge tenants for referencing.

7. Before they move in

How Landlord Friendly will help

Frequently asked questions

How do I find a tenant without an agent?

Use an online letting service to advertise on the main property portals, or advertise locally. Then hold viewings, take applications, and carry out Right to Rent checks and referencing yourself or through a referencing company.

What is a Right to Rent check?

In England, landlords must check that every adult who will live in the property has the right to rent in the UK, before the tenancy starts, and keep a record of the check.

How much holding deposit can I take?

No more than one week's rent. It must be refunded or put towards the deposit or first rent, unless the tenant gives false information, fails Right to Rent checks or pulls out.

Can I refuse tenants on benefits or with children?

Not with a blanket ban. Since 1 May 2026 it is illegal to discriminate against tenants who receive benefits or have children. You can still check each applicant's affordability.

Can I ask for several months' rent upfront?

No. Landlords can ask for no more than one month's rent in advance, and nothing before the tenancy agreement is signed.

Related: How much rent to charge · Tenancy agreement tips · First-time landlord checklist

Official sources

Last reviewed 25 October 2026. This guide is general information for landlords in England, not legal, tax or insurance advice. Rules change, so check the official sources before acting.